Student Health Insurance

IMPORTANT

Siena is transitioning to Student Health Insurance with Anthem Insurance. CDPHP insurance coverage will end August 15, 2024.

More information about Anthem Insurance and the On-Line Waiver for the upcoming academic year 2024-2025 will be available after June 1st.

HEALTH INSURANCE IS REQUIRED FOR FULL TIME STUDENTS

As a full-time college student, you will be signed up for health insurance through ANTHEM and charged for it on your bill.

However, if you already have another health insurance plan (for instance, through your parent's plan), it's very important to complete a waiver before July 30th to prevent any problems with your coverage and ensure that your other plan is not affected.

IMPORTANT DATES

July 30 - complete the waiver to prevent enrollment in student health insurance plan and get 100% refund of the insurance fee.

September 20th - complete the waiver for a full refund of the insurance fee and their cancellation of enrollment will be processed retroactively.

The Waiver - available in June

Waive health coverage if you have existing comparable coverage that is accepted in Albany, NY.

Deadline for a full refund of the fee is September 20.

Directions to WAIVE THE COVERAGE:

Students wanting to WAIVE the College's health insurance plan need to:

log into "My Housing Portal" (this is for all students, including commuters.)
click on "Applications"
select complete the " Student Health Insurance Waiver" application

Why Insurance Coverage

As a college student, you know the importance of having access to the health care you need – when and where you need it. Siena College also recognizes the importance of a student’s ability to pay for medical expenses when they arise, so that the educational opportunity is not jeopardized.

Accordingly, per Siena College policy, all full-time students must have health insurance coverage for routine and non-emergency care in the Albany, NY, area.

To ensure compliance with this policy

All full-time students are automatically enrolled and billed via their Siena student account.
Students must complete an on-line waiver verifying alternative health insurance coverage to cancel their enrollment if they have other existing insurance that covers them in the Capital Region.
- Complete the waiver via their banner self service account
- Must be completed each academic year by the posted deadline to opt out of the plan .
Once a waiver is completed and approved, the coverage will be cancelled and a refund of the fee will be posted on the student's account.
July 30th is the deadline to prevent enrollment in student health insurance plan and get 100% refund of the insurance fee.
September 20th is the deadline to submit the waiver for a full cancellation and refund of the insurance fee for the academic year.
Waivers submitted or requests to cancel received after the deadline are subject to a pro-rated cancellation and refund.

International Students

All international students attending Siena College full time are required to be enrolled in the student health insurance plan with Anthem in order to ensure adequate local coverage.

If an international student believes they have a comparable domestic US health insurance plan they may request a review for an exemption from the requirement to purchase the Anthem Siena plan by contacting the Director of Health Service, Carrie Hogan.

International students may not waive the insurance plan. Exemptions are done on a case by case basis by the Director of Health Service.

The decision of the Director of Health Service is final.

2024-25 ACADEMIC YEAR cost

Siena College has contracted with Anthem to provide the Student Health Insurance Plan for the 2024-2025 academic year.

Coverage dates will begin August 15, 2024 and carry through August 14, 2025.

The cost for year is to be determined and is billed in two installments (one on the first tuition bill of each semester.)

Important