STUDENT HEALTH INSURANCE IS REQUIRED FOR FULL TIME STUDENTS
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As a college student, you know the importance of having access to the health care you need – when and where you need it. Siena College also recognizes the importance of a student’s ability to pay for medical expenses when they arise, so that the educational opportunity is not jeopardized. Accordingly, per Siena College policy, all full-time students must have health insurance coverage for routine and non-emergency care in the Albany, NY, area. To ensure compliance with this policy, all full-time students are automatically enrolled and billed via their Siena student account. They must complete an on-line waiver via their banner self service account once each academic year by the posted deadline to opt out of the plan if they have other existing insurance that covers them in the Capital Region. Once a waiver is completed and approved, the coverage will be cancelled and a refund of the fee will be posted on the student's account.
All international students attending Siena College full time are required to be enrolled in the student health insurance plan with CDPHP in order to ensure adequate local coverage. If an international student believes they have a comparable domestic US health insurance plan they may request a review for an exemption from the requirement to purchase the CDPHP Siena plan by contacting the Student Life Compliance Officer, Jeanne Obermayer, at firstname.lastname@example.org. International students may not waive the insurance plan. Exemptions are done on a case by case basis by the Student Life Compliance Officer. The decision of the Student Life Compliance Officer is final.
2022-23 ACADEMIC YEAR
Siena College has contracted again with the Capital District Physicians' Health Plan (CDPHP) to provide the Student Health Insurance Plan for the 2022-2023 academic year. Coverage will begin August 15, 2022 and carry through August 14, 2023. The cost for year is $1,979.16 and is billed in two installments of $989.58 (one on the first tuition bill of each semester.)
All full time students are enrolled automatically and must complete the on-line waiver verifying alternative health insurance coverage to cancel their enrollment. All full time students are also billed for the insurance automatically and once the waiver is completed and approved, a credit is posted to their student account for the waived student health insurance. September 20 is the deadline to submit the waiver for a full cancellation and refund of the insurance fee for the academic year. Waivers submitted or requests to cancel received after the deadline are subject to a pro-rated cancellation and refund.
The Capital District Physicians’ Health Plan (CDPHP) offers reliable, affordable health coverage that can be trusted and is the carrier of choice for local colleges. CDPHP is a local insurer and is accepted by most local providers as well as many providers nationally. The Siena Student Health Insurance Plan with CDPHP is a PPO and provides health insurance coverage for inpatient care, outpatient services, prescription medicine, mental health, as well as catastrophic illness and injury.
In addition, CDPHP is more than an insurance plan; it’s a health plan. That’s why they offer our student members access to a variety of value-added extras that enable subscribers to take control of their health by providing personalized support, money saving programs and easy-to-use digital tools. Some of these Student Health Solutions include up to $200 reimbursement for participation in fitness activities; Doctor-On-Demand which is live, video doctor visits via smartphone or tablet; CafeWell Participation/Life Points where students can earn up to $365 Life Points each year for simple healthy activities; up to $100 reimbursement available for participation in a weight loss program; access a 24-hour crisis hotline to speak with a live, licensed mental health professional who can connect you to the right resources; Rx for Less which provides deep discounts on specified generic drugs when purchased at any CVS, Walmart, Price Chopper/Market 32, Hannaford, Shoprite or Target as well as well as access to other fitness tools.
For details, visit www.cdphp.com/StudentPlans.
For more information on our Siena specific plan and how to use it, please visit our FAQ page.