2020-21 Academic Year

Siena College has selected the Capital District Physicians’ Health Plan (CDPHP) to provide the student plan for this year.  CDPHP offers reliable, affordable health coverage that can be trusted and is the carrier of choice for local colleges. CDPHP is a local insurer and is accepted by most local providers as well as many providers nationally. The Siena Student Health Insurance Plan with CDPHP provides health insurance coverage for inpatient care, outpatient services, prescription medicine, mental health, as well as catastrophic illness and injury.  In addition, CDPHP is more than an insurance plan; it’s a health plan. That’s why they offer our student members access to a variety of value-added extras that enable subscribers to take control of their health by providing personalized support, money saving programs and easy-to-use digital tools. Some of these Student Health Solutions include Up to $400 reimbursement for participation in fitness activities: Doctor-On-Demand which is live, video doctor visits via smartphone or tablet;  Life Points where students can earn up to $180 each year for simple healthy activities; CVS EXTRACARE HEALTH CARD - get a 20% CVS Discount on commonly used, CVS-brand health products, like ibuprofen, decongestants, contact lens supplies, and more; access a 24-hour crisis hotline to speak with a live, licensed mental health professional who can connect you to the right resources; Rx for Less which provides deep discounts on specified generic drugs when purchased at any CVS, Walmart, Price Chopper/Market 32, Hannaford, or Target as and other tools. 

For details, visit www.cdphp.com/StudentPlans.


CDPHP Student Health Insurance and COVID-19 Coverage



As a college student, you know the importance of having access to the health care you need – when and where you need it.  Siena College also recognizes the importance of a student’s ability to pay for medical expenses when they arise, so that the educational opportunity is not jeopardized.  Accordingly, per Siena College policy, all full-time students must have health insurance coverage for routine and non-emergency care in the Albany, NY, area. To ensure compliance with this policy, all Full-time Students are automatically enrolled and billed via their Siena student account. They must complete a waiver/online decision form annually by the posted deadline to opt out of the plan if they have other existing insurance that covers them in the Capital Region. Once a waiver is completed and approved, the coverage will be cancelled and a refund of the fee will be posted on the student's account.

During the COVID-19 response period, all international students attending Siena College full time are required to be enrolled in the student health insurance plan with CDPHP in order to ensure adequate local coverage. If an international student believes they have a comparable domestic US health insurance plan  they may request a review for an exemption from the requirement to purchase the CDPHP Siena plan by contacting the Student Life Compliance Officer, Jeanne Obermayer, at obermayer@siena.edu.  During the COVID-19 response period, international students may not waive the insurance plan. Exemptions are done on a case by case basis by the Student Life Compliance Officer.

The Waiver

Waive health coverage if you have existing comparable coverage that is accepted in Albany, NY.  Deadline for a full refund of the fee is September 20, 2020.

WAIVE THE COVERAGE: Students wanting to WAIVE the College's health insurance plan need to log into Banner Self Service. After logging in, please click on "Personal Information" and then click "My Housing Portal"  (this is for all students, including commuters.) Once you enter the housing portal, click on "Applications" and complete the "2020-2021 Student Health Insurance Waiver Form" application.

Jeanne Obermayer

Student Life Compliance Officer

302 Sarazen Student Union