Apply for Federal Direct Parent PLUS Loan

Federal Direct PLUS Loan Application Process:
 
Parents interested in borrowing a Direct Parent PLUS loan for the 2012-2013 academic year are required to complete the four steps below:
 
Application Steps:
 
In order for your Direct Parent PLUS loan to be processed you must complete all four steps outlined below. 

1. Download and complete the Direct Parent PLUS Loan Information Form. This form provides the Office of Financial Aid with important information to process your loan. Once you have completed yourDirect PLUS Loan Information Form, you will finish the application process by completing the steps outlined below. Your loan will not be complete until you have completed all four steps. Your Direct Parent PLUS Loan Information Form can be mailed, faxed or emailed to the Office of Financial Aid.
 
2. Students must complete the 2012-2013 FAFSA for their parents to be eligible for a Direct Parent PLUS loan.

3. The parent borrower must complete a credit check online at www.studentloans.gov to determine eligibility for the PLUS loan.
 
  • Go to www.studentloans.gov and sign in using the parent borrower's FAFSA PIN (from pin.ed.gov)
  • Click the "Request PLUS Loan" link on the left side of the screen under the "PLUS Loan Process" heading
  • Select "Parent PLUS" for the loan type and complete the credit check steps. The credit decision will be provided once all necessary steps have been completed

If the parent borrower is approved, proceed to step 4. If the parent borrower credit is denied, there are 3 options. For detailed instructions and more information about these options visit our Direct PLUS Denial Information page.

4. Once approved, the parent borrower must complete a Direct PLUS Loan Master Promissory Note (MPN) for their loan. This can be completed at www.studentloans.gov.

  • After completing the credit check and receiving an approval, click the "Complete MPN" link on the left side of the screen and choose "Parent PLUS Option". Complete the necessary steps for the Direct Parent PLUS MPN. 
Completing the Direct PLUS Loan Master Promissory Note (MPN) at www.studentloans.gov:
 
Visit www.studentloans.gov and follow the instructions provided below: